Bakeries That Accept EBT or SNAP – The Supplemental Nutrition Assistance Program is a federal initiative that provides money to individual states so that low income households can get the right food assistance. States distribute the funds through EBT cards to eligible participants. Nearly 248,000 vendors are accepting SNAP EBT cards across the country. With your EBT card you not only purchase staple food and groceries but also various bakery items. Fortunately bakery goods for instance cakes, bread and doughnuts are SNAP-eligible as long as you are purchasing them from a SNAP-authorized retailer.
Are you looking for bakeries that accept food stamps or EBT cards in your area? Well, look no further as this article will cover all the details about how you can buy your favorite baked goods such as birthday cakes, donuts, cookies, specialty bread and more items using your EBT card or food stamp benefits. Our guide will also cover the list of grocery store chains and bakeries that accept food stamps or EBT cards as a method of payment.
Highlights of this Post
Key Takeaways
- You can use EBT cards to buy bakery items like bread, cakes, and cookies at authorized SNAP retailers.
- Personalized cakes or bakery items with non-food ingredients cannot be purchased with EBT.
- EBT acceptance varies by store and state. Check with your local bakery or use the USDA SNAP Retailer Locator.
- Some online grocery retailers like Amazon and Instacart allow EBT purchases for bakery items.
- Not all bakeries accept EBT cards. Popular chains like Panera Bread and Krispy Kreme do not.
Can I Purchase Baked Goods With Food Stamps, SNAP or EBT Card?
Yes, you are allowed to use your food stamp benefits or EBT card to purchase bakery items such as birthday cakes, bread, cookies etc. As per the USDA Food and Nutrition Service website, the comprehensive list of EBT-friendly food items includes bakery products. Therefore SNAP recipients can feel free to use government food stamp benefits to purchase bakery items at any retail bakery or grocery store that is authorized to transact EBT payments and participates in the SNAP program.
Recommended: Does Buc-ee’s Accept SNAP, EBT, or Food Stamps?
Which Bakery Items Can You Cover Using Your EBT, Food Stamps or SNAP Card?
SNAP recipients can use their EBT card or food stamp benefits for purchasing USDA approved items so you need to be careful about the type of food that you are putting in your cart. Following is the list of bakery items that you can enjoy at any EBT-accepting location,
- Cookies
- Cakes
- Donuts
- Pies
- Bread like buns, rolls, biscuits, loaves, bagels etc
- Cinnamon rolls
- Danishes
- Muffins and cupcakes
- Tortillas
- Snacks
- Cakes
Read also: What can you Shop Online With EBT?
What Are the SNAP-Ineligible Items That You Cannot Cover With Your EBT Card?
A majority of bakers sell only non-personalized items that you can cover using your SNAP funds or EBT card. In other words, you can purchase a general cake for special events with the SNAP funds however you cannot personalize the message or choose unique flavors to add to it.
Bakeries that sell items for pastry decorating are non-food items and you cannot cover them using your EBT card. In this case, you have to be creative and make your frosting at your home with the generic ingredients. Anything that has a nutritional label can be covered with your EBT card.
The non-approved food items that cannot be covered in any other grocery stores include the following:
- Cigarettes or tobacco products
- Alcoholic beverages like beer, liquor, wine, etc.
- Hot food
- Vitamins, supplements, and medicines
- Cleaning supplies
- Pet foods
- Hygiene items
- Diapers
- Paper products
- Live animals (except fish and shellfish)
- Cosmetics
Which Bakeries Accept Food Stamps or EBT?
The federal food assistance program known as the Supplemental Nutrition Assistance Program allots money to individual states to provide food support for low-income households. A lot of vendors across the country are accepting EBT or SNAP benefits. You can use the Online SNAP Retailer Locator by USDA to find places and grocery stores that accept EBT in your area.
You just have to click on the link, select your city, state, and zip code and check out the list of participating EBT-friendly bakeries and grocery stores in your local area. In the below section, we have mentioned a list of common outlets, bakeries and grocery stores with bakeries in the United States that accept EBT cards as a method of payment.
Albertsons
Albertsons The grocery chain Albertson has existed for more than 100 years and spans its location in the following states- AZ, AR, CA, CO, ID, LA, MT, NV, NM, ND, OR, TX, UT, WA, and WY. EBT recipients can use their SNAP funds to purchase bakery items from Albertsons. Besides EBT they also accept cash, debit cards, and credit cards as means of payment.
Meijer
The family-owned brand of supercentres known as Meijer originates in Michigan and runs its stores and bakeries in several parts of the United States of America such as- IN, KY, WI, IL, and OH. They accept EBT, credit card, debit card, cash and personal check
Walmart
The grocery chain Walmart is known for its competitive prices and has locations throughout the 50 U.S. states. You can find many bakery stores in Walmart where EBT cards are accepted. They accept credit cards, debit cards, cash, EBT and personal check
Great Harvest Bread Company
The Great Harvest Bread Company is a popular bakery-only retailer that has 200+ store locations throughout the United States of America. Great Harvest Bread Company is running stores in 42 states and accepts cash, debit and credit cards along with EBT payments.
Kroger
If you’re looking for bakeries that accept EBT cards then you can enjoy various brands from Kroger such as Fred Meyer, Ralphs, Baker’s City Market, King Soopers, Owens, Smith’s Food and Drug, QFC, Ralphs that are available nationwide Kroger stores in 31 states accept EBT and they also accept credit card, debit card, cash and personal check as means of payment
Aunt Millie’s Bakery Outlet
AuntMillie’s Bakery Outlet is one more bakery favorite among Americans that is found in Indiana, Michigan and Ohio and accepts EBT payments.
WinCo Foods
EBT and food stamp benefits are accepted at WinCo and you can find special offers in this supermarket including bakeries that accept EBT cards.
Shaw’s
Shaws accept EBT, cash and debit or credit cards. You can find Shaw’s locations that accept EBT in the following states– MA, ME, NH, RI and VT.
Whole Foods
Whole Foods runs its store locations in 40 states and continues to expand its store locations throughout the country with each passing day. You can make use of Amazon’s grocery delivery service for ordering EBT accepted products including bakery products from Whole Foods at your doorstep.
Food Giant
Food Giant Chain has more than 100 store locations in various states like AL, AR, FL, GA, KY, MO, MS and TN. Food Giant accepts many other forms of payment besides EBT like cash, credit cards, debit cards and personal check
Vons
Even though Vons was formed as a neighborhood store that assisted local families meet their dietary and health needs, you can find them in various places in Nevada and California that accept EBT.
ShopRite
With nearly 500 stores across the globe and millions of customers ShopRite bakery is one of the perfect places for EBT recipients to use their SNAP funds if they are living in CT, DE, MD, NY and PA. ShopRite accept EBT, debit card, credit card, cash and personal check
Winn-Dixie
Winn-Dixie is a southern chain that is working in Alabama, Florida, Louisiana, Georgia and Mississippi and you can find bakeries in this store chain that accepts EBT from SNAP beneficiaries. Besides, they also accept cash, debit and credit cards.
Piggly Wiggly
Once known as the First Self-service Grocery Store, Piggly Wiggly has locations in more than 16 states with special discount deals like 5% off for senior citizens on Tuesdays or Wednesdays. You can find bakeries at Piggly Wiggly stores that accept EBT from SNAP beneficiaries. They accept cash, debit stop, credit card, debit card and personal checks.
Sweet Cheeks Baking Company (San Diego, CA)
Sweet Cheeks Baking Company sells a wide array of baked goods like cookies and cakes and accepts SNAP benefits as a form of payment either in person or online for pickup or delivery.
Food Lion
Food Lion is another supermarket chain that is available in the southern part of the US and you can find bakeries at Food Lion stores in DE, GA, KY, MD, NC, PA, SC, TN, VA and WV. Food Lion accepts credit cards, debit cards, personal checks, cash and EBT.
Macrina Bakery (Seattle, WA)
A popular bakery that sells items like pastries, bread and cakes and even accepts EBT throughout Seattle WA is Macrina Bakery.
Wegmans
Wegmans is popular among Americans for its extensive collection of organic and healthy products. Situated in the Northeast part you can shop for bakery goods at Wegmans if you are residing in the following states– MA, MD, NJ, NC, PA, and VA. They accept EBT, debit cards, cash, personal check and credit cards.
Bay Area Bakery (Oakland, CA)
Bay Area Bakery sells bread, cakes and pastries welcomes EBT card holders and even provides discounts to elderly and disabled individuals
Sugar Plum Bakery (Virginia Beach, VA)
The establishment Sugar Plum Bakery caters to customers’ cupcake, cake and pastry needs and accepts EBT payments. They have special prices reserved for the military.
Grand Central Bakery (Portland, Oregon)
Grand Central Bakery is a popular bakery that sells bread pastries and cakes and accepts EBT in the Portland area of Oregon
Alma Bakery And Café (Los Angeles, CA)
Residents of Los Angeles CA can choose baked items from Alma Bakery And Café and pay using their EBT cards.
The Cake Shop (Philadelphia, PA)
The bakery items at a cake shop in Philadelphia specialize in serving cupcakes, unique cakes and many other baked products and accept EBT in Philadelphia. They also provide discounts to army individuals.
Con Pane Rustic Bread and Café (San Diego, CA)
Con Pane Rustic Bread and Café provides delicious home-baked bakery items and accepts EBT in San Diego, CA.
The Village Bakery and Café (Atwater OH)
The Village Bakery and Café is a community-owned bakery shop that sells baked items like bread, cakes and pastries and accepts EBT from SNAP beneficiaries
Boudin Bakery (San Francisco, CA)
The famous bakery that serves sourdough bread is Boudin Bakery which accepts EBT all over San Francisco.
Amazon
You can use your EBT card to purchase bakery stuff and bread on Amazon and they accept EBT payments online.
Fred Meyer
The Fred Meyer stores have merged with a popular grocery chain Kroger. A lot of Fred Meyer stores run their business in its original name in the Pacific Northwest and you can find bakeries at Fred Meyer stores that accept EBT payments.
Hy-Vee
If you love to shop with Hy-Vee then you must know about its extensive grocery selection. You can check out its bakery items and pay using EBT if you are living in the following states– IL, IA, KS, MN, MO, NE, SD, and WI. They also accept debit card, credit card, cash and personal check
Franz Bakery Outlets
The Franz Bakery holds the Guinness World Record for selling the longest hot dog bun. You can find its extensive collection of bakery items in the following states– AK, CA, ID, MT, OR, UT and WA. Besides cash, they accept debit cards, cash and credit cards as a means of payment.
ALDI
ALDI is the first discount store across the globe that operates in 36 states throughout the country and sells bakery items using EBT benefits.
Publix
Known for serving subs on bakery cookies and fresh bread Publix is available in various states throughout the country and if you’re living in AL, FL, GA, NC, SC, TN, and VA then you can use your EBT benefits to purchase bakery items of your preferred choice. Publix accepts various means of payment like EBT, personal check, debit card, credit card and cash
Top Friendly Markets
Residents of Vermont, New York, Connecticut, Massachusetts, New Hampshire, and Pennsylvania can shop for bakery items and pay using EBT cards at Top Friendly Markets. They accept EBT, personal checks, credit cards, debit cards and cash as means of payment.
Bimbo Bakery Outlets
If you have eaten Bimbo bakery items like bread once in your life then you must know they have many other outlets in more than 20 states throughout the country and they even accept EBT as a method of payment along with cash, debit and credit card.
Safeway
The third largest supermarket chain in North America and the United States is Safeway. You can find a Safeway store if you’re living in any one of the following states– AK, AZ, CA, CO, DE, HI, ID, MD, MT, NE, NV, NM, OR, SD, VA, WA, and WY. They accept EBT checks, credit cards, debit cards and cash as methods of payment.
Pepperidge Farm Outlet Stores
Even though Pepperidge Farm is a real farm that offers nutritious groceries the outlet also serves natural and fresh flavors including bakery items for their customers. You can purchase bakery items from this outlet and pay using your SNAP funds. Besides, they also accept cash, credit cards and debit cards and run in 42 states nationwide.
Also read: Does Sheetz Accept EBT?
How To Pay For Bakery Items With EBT Card?
SNAP recipients with a valid EBT card know that the card gets reloaded with SNAP benefits each month and the benefits that they do not use will roll over to the next month. Once you have selected your bakery items you can pay with your EBT card just like you use your debit card at any grocery store.
You can add special messages or decorations to your bakery for an additional cost that is not covered by your EBT card and you have to use an alternate source of payment for that. In this section, we will cover how you can use your EBT card to pay for your favorite bakery items.
Know Your EBT Balance
It is critical to keep track of your SNAP EBT balance. You can check the balance online by visiting your state SNAP portal. For this you have to make an account online or else you can contact the number listed on the back of your EBT card to check the balance.
Notify The Cashier
The next step is to inform the cashier at the bakery that you will be using your EBT card as a method of payment. If you’re planning to purchase both SNAP-eligible and non-eligible items then you have to pay twice. The cashier at the bakery store will tally your EBT items so that you can pay for the products with your EBT card and use another payment source to pay for the remaining balance.
Learn About The Return Policy
The return policy for bakery goods is different from that of other products in the supermarket. Do not forget to ask the cashier about the bakery items return policy if you have to return it for any potential cause. Generally, the return policy for SNAP-eligible items is similar for any non-EBT items however bakery items, especially perishable goods have different protocols.
Use Your EBT Card
The next step is to pay for the SNAP-eligible bakery products using your EBT card. Simply tap, insert or swipe your EBT card in the card machine and enter the 4-digit PIN that you have used for your EBT card on receiving SNAP benefits.
The PINs can be made online through your state SNAP portal or a phone call while activating your card. Once you enter the PIN the transaction will get completed and you can use an alternate source of payment like cash, credit or debit card and even a check to pay for eligible items.
Read also: Does Shipt Accept Food Stamps, SNAP, or EBT?
List Of Bakeries That Are Not Accepting EBT Payments
It is critical to note that the list of approved EBT-friendly retailers that accept EBT cards for bakery goods may vary from one state to another and the status of one store can change at any time depending on USDA rules and regulations. Therefore the best way is to contact your local store and ensure the EBT approval status before making any decision.
Following is the list of bakeries that are not currently accepting EBT payments.
- Corner Bakery Cafe
- Einstein Bros.
- Au Bon Bing
- Boudin Bakery
- Breadsmith
- Krispy Kreme
- Panera Bread
- Cinnabon
- Great Harvest Bread Company
Read also: Does Target Take EBT OR Food Stamps?
Can I Order Bakery Items Online With My EBT Card?
Low-income Americans can save their time and energy by shopping for EBT-friendly goods and groceries online in today’s digital era. Through the Online Pilot Purchasing Program SNAP recipients in the majority of states throughout America are purchasing groceries including bakery items online through certain retailers.
Let’s take a look at the following retailers that accept EBT payments for eligible items including bakery products.
Instacart
EBT payments are accepted online by Instacart by using the Instacart grocery delivery and pickup platform. EBT cardholders can purchase specific items and eligible bakery products from stores that sell bakery goods, for instance, Food Lion.
DoorDash
DoorDash is another popular online food delivery service that enables you to use your EBT card to buy eligible items such as pantry staples and bakery goods from your preferred retailers. For instance, you can order bakery goods from Safeway and Meijer through DoorDash.
Amazon
Amazon groceries accept EBT products on a few products such as food from 365 Whole Foods. Establishments can order bakery goods and make payments using an EBT card during checkout by creating an account on Amazon Fresh Foods. The order will be delivered to your doorstep and this will provide you with more convenience and accessibility.
Walmart
Walmart accepts EBT cards for online grocery delivery and picks up in all 50 states in America from SNAP recipients. You can get free curbside pickup service on orders more than $35 or else you will be charged a small pickup fee. You can order bakery goods that fall into the eligibility criteria of SNAP from Walmart.
Few more online retailers are as follows:
- Aldi
- ShopRite
- Kroger
- Wright’s Markets
- Wegmans
- Fresh Direct
- Food lion
- Safeway
- Publix
- BJs Wholesale Club
Also read: Does Baskin-Robbins Take EBT, SNAP, or Food Stamps?
Conclusion
Various bakeries accept EBT payments from WinCo to Whole Foods. Bakery items such as cookies, cake and bread are SNAP EBT-eligible as long as you’re using the funds in an authorized SNAP retailer. While, you cannot use your food stamp or EBT card to buy baked goods at any bakery cafe you can use the SNAP benefits to cover eligible bakery products at any grocery store, bakery department store, bakery outlets or bakery stores. This article has helped to cover the national and regional stores that accept EBT payments for bakeries. SNAP recipients can use the SNAP Retailer Locator by USDA to find more places that accept EBT in their area.
Our comprehensive guide will help you to learn the resources and improve your living situation. You can learn more about the government grants and financial assistance program at the Get Government Grants’ blog section today.