How to get Free Tubal Reversal Grants? – You might be wondering why a woman and her partner might seek free tubal reversal grants. It is identified that there are many women who undergo tubal ligation as they find it as a definite form of sterilization. The main reason is that they do not require more children and therefore they want to get their tubes tied so that they can never get pregnant after the procedure.
It is also seen that there are some women who regret the decision later as life circumstances change with their thinking process. In such cases the women need to go through a reversal surgery. It is seen that these surgeries are not covered under any insurance and therefore the women need a high budget to complete this procedure. But there is nothing much to worry as there are free tubal reversal grants for the women, so they can easily get the reversal surgery completed.
Highlights of this Post
What are Free Tubal Reversal Grants?
It is identified that there are a very limited number of doctors in the United States who perform tubal reversal surgeries maintaining a consistent weekly schedule. It has been also found that the tubal reversal surgeries are more affordable than vitro fertilization. In vitro fertilization one has to spend approximately from $10,000 to $12,000 in each cycle.
In some cases a cycle can cost more than the approximated amount. If the woman is unable to get pregnant during the initial cycle of IVF, then she has to pay for the additional cycles. However, she can only be successful during the months when she has IVF. But the good thing about tubal loosening surgery is that it offers the woman to get pregnant according to her wish or requirement. However, you should remember that the tubal reversal method is permanent and thus you do not have to go through hormone injections.
You do not have to pay any additional money for trying to conceive in every interval. In most of the cases it is seen that women keep trying without any positive results. The Free tubal ligation reversal grants offer free money for treatments and you do not have to pay any amount. It is not like a loan the organization offers you funding with no strings attached.
How To Apply for Free Tubal Reversal Grants?
It is not like a loan the organization offers you funding with no strings attached. However, it is necessary for you to understand the process is not easy and it requires more creativity with an open mind. There are 4 Major Ways to Get a free Tubal Reversal Grants are:
- Private Grants for Tube Reversal
- Government Grants for Tubal Reversal
- Charities and Organizations That Offers Free Tubal Reversal Grants
Private Grants for Tubal Reversal
There are some well-known private and non-profit organizations that have come forward to help the low income couples with free tubal reversal grants. You should understand that the charities and other organizations have limited resources and therefore they cannot help out everyone. These organizations provide financial assistance to a limited number of low income couples. It is identified that the non-profit organization uses the listed revenue models to raise funds for free tubal reversal. The revenue models has been listed below:
- Charge an application fee
- The generosity of the donors
- Fundraising by taking help from the friends
- Affiliate advertising methods for pregnancy related products
It is seen that Pay it Forward Fertility Foundation has used three fundraising methods from here and has helped twenty couples to deliver almost twenty eight babies in a span of twelve years. Therefore, it means that they helped about two families in a year.
Government Grants for Tubal Reversal
You should understand that the government free tubal reversal grants are quite hard to find as the federal government mainly provides funds to non-profit organizations, universities and other state agencies. The federal agencies do not provide any funding amount to the low income couples. So, it is necessary for you to follow the flow of grant money and try finding other alternatives which can help you out in free tubal reversal surgery. You can visit the Grants.gov website to get more information on free tubal reversal grants. It is also important for you to identify some non-profit organizations and charities that can help you out with free tubal reversal grants in your local area. You can try contacting any local entity in your area that can help you with untying of your fallopian tubes using surgical procedures.
Organizations That Offers Free Tubal Reversal Grants
We have found some best non-governmental organizations that can help you with financial assistance for tubal reversal surgery. Scroll down and check out the places that offer Free tubal Reversal Grants.
The Cade Foundation is a well known foundation that offers financial aid to the low income couples for tubal ligation reversal surgery. The best thing about this foundation is that they operated in all of the states. The organization offers a grant up to $10,000 to the eligible individuals or families. So, you can easily use the grant money for tubal reversal treatments , apart from that the money can also be used for the adoption process. To contact with Cade Foundation you can visit their grants and program section.
If you are currently residing in Florida you can try to fetch financial assistance from B.U.M.P.S. It is referred to as Bringing U Maternal Paternal Success, the organization offers grants to the couples who are looking for fertility treatments. The grant is mainly provided to the intended families who are having health insurance. The health insurance must be covering prenatal health care. To know more you can visit their official website and get answers to all of your queries.
Baby Quest Foundation offers grants and it is available in all of the states in America. It is quite similar to the Miracles grant program. These grants are mainly designed for the low income families who are willing to go through infertility treatment but are unable to afford it. You can Apply for baby quest foundation grants from following link.
The Angels of Hope Foundation offers Miracle Creation Grant, the grant is only available to the people who are residing in Illinois. Only the low income families who are looking for infertility treatments qualify for these grants. It is also vitally important that the application does not have any children or insurance. However, the grant program is only available for two times in a year, so it is important for you to stay prepared with all the necessary documents to easily apply for the grant.
Other Places to get Tubal Reversal
You can also seek for some other organization that can help you with free tubal reversal grants. We have listed some of the organizations that can help you with the free tubal reversal grants.
- Pay It Forward Foundation
- The Madeleine Gordon Foundation for the Gift of Life (CINCINNATI)
- International Council for the Dissemination of Information on Infertility
- Sparks of Life (TEXAS)
- Fertile Dreams Organization (FLORIDA)
Apart from these there are also some other ways that can help you with free tubal reversal grants. You can take a loan for the tubal reversal surgery. You need research a bit on that so you will be able to understand the interest rates that are offered from different sources. If you are a Muslim you are recommended to avoid loans with interest rate. It is highly recommended to start searching on the internet about the ways that can help you with tubal ligation reversal surgery.
Types of Free Tubal Reversal Services
As you already know, finding free tubal reversal grants is quite easier than finding a surgeon who will conduct the entire operation without taking any money. So, it is important for you to eliminate some problems in the process of achieving your goal.
Untie Naturally To Heal
You can try natural methods in reversing tubal ligation but you should understand that this procedure has a slim possibility. It is quite hard to reconnect your fallopian tubes without any surgical process. Therefore that natural methods have a very low success rate, maximum of the times it depends on luck. The problem with these methods is that they do not have any science behind it. The two natural methods has been listed below:
The two natural methods you can use is by taking castor oil by mouth that will help the fallopian tubes to naturally heal. Apart from that you can also try fertility massage that will help in improving the blood flow in reproductive organs.
Insurance Cover By Medicaid
You can get insurance cover using Medicaid, or you can also try to apply for a health grant to reverse tubal ligation. It is also important for you to understand that insurance rarely covers the cancellation of voluntary sterilization. Thus, these alternative ways will only be helpful for a limited number of people who belong in the low income group. There are mainly three categories of low income people.
- You must be 21 years old.
- You need a referral from your primary care physician.
- You need to make a competent decision that you are ready for Tubal Surgery.
However, low income people have been divided into three categories who can receive the Tubal Reversal Grants:
- The couples that are working in mandated states can get covered for IVF.
- Women having any medically necessary reasons that includes dysmenorrhea or PTLS
- Women who are enraged in the active military can schedule surgery on a military base.
Apart from these insurance also might cover up other medically necessary parts in the procedure.Your plan might cover ultrasounds, preoperative blood tests, post-surgical complication and removal of lesions. Everything depends on the insurance plan you are choosing.
Consultations Through fertility clinics
You can find a few fertility clinics in your local area that can help with free tubal reversal consultation. They will be providing you every detail of your current condition along with evaluation on the basis of your previous reports. The main objective is to get the women to review the case histories and make exact recommendations based on them. They should also develop plans related to surgery. We have listed some states where you can easily get consultation at zero cost.
However, it is very important for you to understand that they do not provide any free tubal reversal grants, they only help you with advice according to their expertise and knowledge. So, do not misunderstand it with free tubal reversal grants.
Can Health Insurance Cover Tubal Reversal Surgery ?
As you already have an idea, most health insurance does not cover tubal ligation reversal surgery as it nullifies previous voluntary sterilization. You should understand that the health insurance companies are willing to pay for your tubes to be tied because that specific operation costs less than pregnancy. But you should know that they will not be paying any money again if you change your mind to detach your fallopian tubes. It is because that medical procedure is not so necessary and is quite expensive for them to cover. So, if you go for that procedure you need to pay it from your pockets and might face additional expenses and loss of income once you get pregnant. It is better for you to go for tax assistance, income security and other loans to make your surgery more affordable.
What are Clinical Trials for Tubal Reversal ?
The federal government grant money is generally sent to the academic medical centers where tubal rever surgery is performed using clinical trials. However, the participants can get free services in these clinical trials by being a human guinea pig for experimental purposes. You can search on the government clinical trials website to get more information on it. You can also search the terms and symptoms you are experiencing after the trial. The system mainly represents the relative studies that are based on the foreign countries. However, you should understand that the chances of qualifying in the trials is very much limited. The clinical trials generally focus on the tubal occlusions and other related medical conditions. It also does not eliminate the prior voluntary sterilization process.
What is Flexible Spending Account (FSA) for Tubal Reversal?
The Flexible Spending Accounts (FSA) is another method from which it is easier to get government free tubal reversal grants especially for the couples who have FSA accounts in their workplace. It is identified that the pre-tax social contributions are directly paid to the FSA account and later that helps in covering the cost of the surgery. It is highly recommended to start your planning at the beginning of the year. The two processes has been identified from flexible spending that are:
- The Average cost of Tubal Reversal Surgery will cost around $5,500 to $8,500.
- The average contribution from FSA in the year 2023 is around $2,850.
- FSAs have qualified expenses for Tubal Reversal Surgery.
- The people with a bad history will be having zero percent financing with no credit checks as stated in the yearly consumption report.
- The first dollar financial assistance from the fund will be used in paying the surgeon through reduced taxes.
What are the current FSA Contribution Limits?
The limit for individuals is $3,050, whereas the FSA Contribution limit for Family is $6,100. However, the coverage might differ according to the FSA plan. So, it is highly recommended for you to contact the FSA administration and know everything in a detailed manner.
You can also find employer-sponsored programs that are mainly offered to the employees so that they can get help with medical expenses. So, if you are looking for tubal reversal surgery, then you can get help from these programs. However, the coverage might depend on the FSA Plan. So, if you have any doubts you can directly try to contact the FSA administration and know about their coverage.
It is seen that the average cost of tubal ligation reversal is around $8,600 all over the United States. However, the price might vary little depending on the specific location. Apart from that the cost mainly depends on location, surgery performed and surgeon’s experience. Another important thing to remember is that you can get tubal reversal surgery through any insurance plans as that specific surgery is not covered under any health insurance. In some states you need insurers to cover tubal reversal surgery for women who are victims of abuse or coercion.
The main thing is that you need to consult your doctor before proceeding with tubal reversal surgery. There are a number of risks and benefits involved in the procedure and therefore you need to be sure before taking any concrete decision.
List of States That Provides Flexible Spending Account (FSA) coverage for tubal reversal in the USA
|State||Flexible Spending Account (FSA) Covers Tubal Reversal?|
States Where FSA Does Not Cover Tubal Reversal
Flexible Spending for Tubal Reversal Stat In USA (state Wise List)
- Michigan – 0% – 4.25%
- North Carolina – 0% – 5.25%
- Georgia : 1 % to 5.75%
- Ohio – 0% to 4.8 %
- Illinois – 0% to 4.95%
- Pennsylvania – 3.07%
- New York – 4 % to 8.82%
- Florida – 0 %
- Texas – 0 %
- California – 1% to 12.3 %
- FICA – up to 7.65%
- Federal Tranches – 10 to 37 %
- Status parentheses depend on your workplace.
Tax Deductions On Free Tubal Reversal
The federal government also offers grants directly to the individuals and couples using the IRS. You should understand that your tubal reversal costs are tax deductible and therefore you will be getting tax benefits on that. You should also note that taking deductions on Schedule A can be a great fallback alternative that can impact the flexible spending account. It is because you need to meet a different threshold before applying for this particular financial aid.
- You should also be aware that your total itemized deductions need to exceed more than your standard deduction.
- It is also vitally important that your total medical expenses should be exceeding by 7.5% of your adjusted gross income.
It will be best for you to contact a certified public accountant who can help you to understand the breaking down of the deductions that will help in reducing the cost to untying the fallopian tubes.
I hope this article has helped you with all the necessary information on Free Tubal Reversal Grants. There are a lot of couples who want to undergo tubal ligation reversal but are unable because they are quite expensive. These surgeries are hardly covered by any insurance company as they are quite expensive. But do not worry as there are some organizations that provide Free Tubal Reversal Grants. You can also find government and private grants that will help you with financial assistance so that you can undergo tubal reversal surgery. If you know someone who is looking for free tubal reversal grants please feel free to share this article with them. I hope you have a great day ahead!
Frequently Asked Questions
Are there any free tubal reversal grants for women?
Yes there are few tubal reversal grants for low income couples who are unable to afford tubal reversal surgery.
Where can I get free tubal reversal grants?
There are some non-profit organizations that offer free tubal reversal grants. You can contact organizations like The Cade Foundation, B.U.M.P.S, Baby Quest Foundation, The Angel of Hope Foundation and many others.
Is it possible to reverse tubal ligation naturally?
Yes there are some natural ways like taking castor oil by mouth which helps the fallopian tubes to heal naturally. Another natural method is the fertility massage which helps in improving the blood flow in reproductive organs. But you should understand that this natural remedies is not scientifically proven so the chances are very less.
How much amount of grant is offered by The Cade Foundation for tubal reversal?
The organization offers a grant up to $10,000 to the eligible individuals or families. So, you can easily use the grant money for tubal reversal treatments, apart from that the money can also be used for the adoption process.