Apply for Federal and State Programs that Help Pay Medical Bills – Are you unable to pay your medical bills or struggling with this? Then this article will give you detailed information regarding several programs which help you to pay medical bills. Government and non-profit organizations has designed various programs throughout the nation to help people with low income families. There are different eligibility criteria that you need to check before applying. Let’s discuss about the programs available near you.
Federal and state programs has organized programs to help low income families who do not have the funds to pay for medical bills. .
Highlights of this Post
List of Federal and State Programs that Help Pay Medical Bills
Medical facilities and drugs can be really expensive for someone who doesn’t have much income. There are organizations and federal programs who provide help for paying medical bills are as follows-
State human/social service agencies
State human/social service agencies provide offers and direct help to other organizations. There are so many charities who started online services and applicants as well. People who work for them and the organizations can be considered as invaluable.
Healthcare.gov
healthcare.gov provides opportunities with insurance, affordable care act, compare care etc.
Local Department of Veterans Affairs (VA) offices
Local Department of Veterans Affairs (VA) offices has especially organized for retired veterans. A community has been designed for veterans to understand that military facilities can be very beneficial.
State Medicaid offices
State Medicaid offices provides help to provide help to people who has low income. You must contact to them if you come under this category to reduce your cost of living.
State Medicaid offices for seniors
State Medicaid offices information specialists basically designed to help elderly people in low income families. Do check the facilities older people are using before applying.
Local Social Security Administration (SSA) offices
Local Social Security Administration (SSA) offices offices to get help on Social Security and Medicare. If you come from a low income families then you are eligible to apply for this program.
State Children’s Health Insurance Programs (SCHIP)
State Children’s Health Insurance Programs (SCHIP) assist and provide health insurance of children whose parents are working and unable to afford it.
benefits.gov
benefits.gov provides you to answer a confidential paper with several questions and you will get a program list which may guide you to get specific programs for yourself. You can also contact with Centers for Medicare and Medicaid Services (CMS) for different medical assistance.
National organizations that help you to pay your medical bills
Government benefits For Paying medical bills
Government benefits can be defined as a national program which provides several benefits like paying medical bills, GRANTS FOR MEDICAL ASSISTANCES, disaster management and so many. They operate in Virginia, District of Columbia etc. You need to solve a questionnaire which will help you to understand whether you are eligible or not. You can then directly apply to the office.
Department of health and human services
Department of health and human services helps to pay medical expenses to low income families. They provide different facilities related to emergency medicare. You need to check their website to find out a suitable program for you. Details are available on their website. You can directly mail them or call them.
Health resources and services Administration
Health resources and services Administration aims to provide equal facilities to people who are culturally and financially compensated. They have different child care and medical assistance for you if you display necessary documents. You will get every facilities for mother, children and your families if you qualify for these programs. Check your eligibility criteria before applying.
Find a health care center
Find a health care center provides opportunities for low cost medical facilities for you and your families. You can also avail the facilities of dental care within this programs. You are hereby instructed to check their official website to understand the way of their working procedures.
Organizations that provide financial support for medical treatment
Families USA
Families USA offers medicare aid for people who unable to pay the bills for their families. Whole family can be benefited by this program. They have their head office in Washington. You can directly mail them on their id or fax and calling options are also available for reaching them out.
Association for maternal and child care
Association for maternal and child care has different programs for both the mother and child, those who cannot afford the delivery bills during pregnancy and the bills for a newborn baby are eligible for this program. You can contact them at their number for assistance or drop a mail to their official website.
National patient advocate association
National patient advocate association has their office in Washington and provides aid to patients who needs emergency medicare or unable to pay for hospital bills. Low income families can apply for this program to get financial assistance. You are instructed to contact to their office directly by asking you queries.
Family voices
Family voices offers resources and communication facilities on the Internet for people with cognitive and other disabilities, for their families, and for those who provide services and support. This resource has a special interest in the care of children. To find out the resources you can check this link Resources state by state.
Charities That help paying Medical bills
There are facilities for parents who are unable to bare any medical insurance cost. Charity care programs has designed to support them with medical care cost. There are some eligibility criteria too. If you are not eligible for this program, the hospitals may give you a payment plans. Patient services sectors are there to help you to find out adequate programs for yourself.
Emergency Medical Treatment and Labor Act (EMTALA)
Emergency Medical Treatment and Labor Act (EMTALA) provides you the facilities of getting treatment from hospitals even if you are unable to pay for it. Hospitals get emergency services for patients who come with some serious issues and they are instructed to perform some medical screening examinations (MSE). Under this act the hospitals get funds from the government to provide services to people who needs it. If you qualify for emergency treatment and doctors find some serious conditions, then they admit you to the emergency care including active labor. Hospitals are bounded to provide you care under this act and provide you treatment to stabilize you even if you don’t have enough money to pay. If a hospital becomes fail to give special care facilities in emergency case, and patients request to transfer to different sector then they should obey this.
Help with Prescription Drug Costs
There are several numbers of local agencies who provide supports to help you with your prescription bills are as follows:
Medicare’s Prescription Drug Program
Medicare’s Prescription Drug Program can give you extra support with prescription bills of drugs if you are eligible enough to get Medicare facilities.
State human service agencies
State human service agencies give direct support and help to those who are in several psychological conditions and refer them to related organizations who can help them out. Their website consists of the contact link of different charitable organizations.
healthfinder.gov
You can use gov’s list of prescription support to get more information about the organizations who can provide you assistance with your prescribed medications bills.
Local health center
Based on the income and number of family members, Local health center also have some programs to help people with little income. To qualify for it you need to display authentic income certificates to respective organizations.
SNAP Food Benefits Retailer
If you work with farmers market or a retailer then you can contact to SNAP retailer or apply them online to get authorized. The Supplemental Nutrition Assistance Program (SNAP) helps families and individuals whose income is relatively low and can’t afford a diet. SNAP helps them by providing funds that are used to buy food in grocery stores throughout the country. SNAP is efficient and they support low income families by enhancing their financial conditions. You can also apply for availing these opportunities by logging into their websites or you can directly call at SNAP retailer service centres.
Help with You Energy Bill
LIHEAP are there to help you if you need assistance regarding your domestic bills of your house. This programs are basically designed for poor and low income families to support them with household and energy costs. They pay it in form of cash grants. They also have some eligibility criteria and before applying you need to check them. Provide some original and authentic documents to make it faster. They have some programs like:
- They pay for low cost home repairs which tend to reduce monthly bills of your home.
- They even pay for hitting bills as well as cooling ones.
- They provide immediate help for emergency situations too.
Eligibility and Where to Apply for Liheap
Every LIHEAP organizations have their eligibility criteria for applicants. You are instructed to check their website and know more the available programs for you.
You must contact to local agencies like:
Native American tribe and council contacts helps you to find out LIHEAP contacts available in different regions like Alabama, Arizona, Alaska, California, Maine and many others. You can contact them by email, fax or telephone.
State and territory contacts helps you inquire about LIHEAP assistance, the general public should use the telephone numbers provided by the organizations, it is available for their State or Territory. That number may guide the people with details about the program much quicker than the agency number.
Programs that Help with Food, Heat and Living Costs
Food Stamps (SNAP Food Benefits)
SNAP provides you a electric transfer card which is more or less similar to credit or debit card. Another name of SNAP is food stamps and they are federally funded. SNAP also has some eligibility criteria and you need to display a required documents to avail those food credit cards. You can use this card to pay your food bills and other payments of local retailers. They are operating in different regions of US right now and many low income families got benefits from them.
How to Get Free Food Benefits
- Application: On person applications are also available. Find the application form on their official website. Also you can apply on their official websites to check their programs and facilities. There are also local offices who provides application forms.
- Eligibility: You need to show some proofs regarding your identity and social status. These documents include income certificates, mortgages, medical bills, childcare and social security payments status.
- Manage your benefits: You can use your SNAP card to pay for food bills or also you can connect to the local retailer to avail the offer.
- Receive your card: If you qualify for this program and authority thinks you are fit into the criteria then you are going to receive a card.
- Purchase food items: This card is accessible and you can use it for any food purposes to pay the bills like local grocery store or from retailers.
If your locality doesn’t have card options then you can contact to the state office avail another way of offers.
Medicaid and Children’s Health Insurance Program (CHIP)
CHIP has different names in different state. You need to find out what your state calls. Medicaid provides lifetime services for medical supports for low income families, pregnant women, children as well as older persons. They have some eligibility criteria for different states. You need to find out the criteria of your states.
They provide facilities for children to upto 19 years old who belong to low income families. Dental plans are also included to this programs. Different states have different eligibility criteria as well.
Temporary Assistance for Needy Families (TANF)
Each states have different TANF programs and they have unique operating status for low income families. They have different names in different place. It ie a type of welfare programs which is specifically designed to support low income families by paying for their foods, job training, rents, child care and household bills.
They have some eligibility criteria as well. You are instructed to visit Local TANF office find out whether you are eligible or not.
Assistance with Insurance Issues
- Medicaid Waivers: It can be considered as a state-run program and help the person who doesn’t have enough money to bear the medical expenses. Families with low income can apply for these waivers who will only focus on the income of disable person. This allows people who are not enable to pay their bills and family members do not want to support them. Most of the states have these kind of medical programs. If you need any assistance you can reach out to them. You can visit their website Medicaid Waivers and Medicare.
- Organizations that offer Clinical Trials: gov provides the patients and their family members about current status of clinical studies. You can apply for trial by registering yourself on their official website. Free clinical trials are available in case you want to enroll yourself.
Conclusion
It can be concluded that if someone can’t afford there medical expenses should not be worried as federal programs are there to help them out with the expenses. There are several medical and childcare programs too. They have different names in different city, so you need to find out which one is applicable for you. We have discussed different organizations that help to pay your medical bills throughout the nation. Hope you get to understand about the application procedure and other eligibility criteria.
All you need to do is select your organization and contact them for assistance. Federal national programs are there to assist you with medical aids. Check the available websites mentioned earlier to know more about their policies
