Social security disability benefits for dependents – Social Security Benefits for Child of Disabled Parent – Disabled Parents with Dependent Children SSDI Benefits – Life doesn’t come with a guarantee, any condition can come forth and make people disable and they may not be fit to earn. The incoming income stops due to disability. And in such a scenario parents cannot at any cost support the remaining members of the family. Parents are the breadwinner of the family and it is only they who balance all the expenses of the family from food, clothing to shelter due to their ability to earn.
But now there is nothing to worry about because there are social security advantages that a child can get for a parent who is disabled. There are few eligibility criteria for getting the advantages of social security for the children. The advantages are based on a certain percentage of capital that you will receive.
Who Is The Qualifying Child
Parents are the breadwinner of the family and they are completely liable for their child and also child care. The children’s would get the social security benefit in case if the parents are not alive. Also, the child who will be qualified for the same (social security advantages) shall vary depending on factors such as whether the child is a biological child or the child is a stepchild or an adopted child, etc. Plus, there are some eligibility criteria to get the social security advantages for the children’s of the disabled parents they are as follows –
- On retirement your parents are given a certification as being disabled, then you will be qualified for social security benefit.
- You are not married
- You have a full-time school and are of the age of 18 or 19 and need help financially.
- Your disability began at the age of 18 i.e. before you turned 22.
How Can You Apply For Benefits Of Your Child?
It is a very simple and easy process to apply for the social security advantage for your child. The first and foremost thing which you need to have is a social security number. Plus, your child will also need a social security number along with a birth certificate which is valid. In case if your child doesn’t have a social security number then you must get it. To submit the social security administration the social security number is needed and it is strongly recommended.
In case if you are a student and your age is also 18 years and above then you will have to submit certain documents supporting and proving that you are enrolled as a student. Plus, you also get full-time student advantages also.
Also, depending on the circumstances which may differ, more documents may be needed. After submitting some documents you can be asked to submit further documents if the administration department of social security thinks that they are needed.
How Much Shall Your Child Receive in Social Security Benefits?
When the administration department of the social security approves your child’s application, then it becomes pivotal for you to enquire how much benefit your child will get. Social Security Disability Insurance i.e. SSDI is on what the amount will depend; which the disabled person will be eligible to get. The amount will be equally distributed and the parents will be entitled accordingly. And in case if the parent is not alive then the percentage will increase by up to 50%. And based on the basic advantages the child will get up to 75% advantages.
The percentage of advantage which is the limitation of a family and is given to the disabled person ranges from 150% to 180%. In case if the amount of advantage goes beyond the maximum amount for the benefit of the family, then the amount of advantage will be abridged (shortened) proportionally.
For example, John is a single father who has 3 children. His all the 3 children are entitled and would get 50% benefit that John is likely to get. Then, the total advantage stands 250% which is to be paid by the administration department of social security. In this case, the percentage would be shortened equally so that it matches with the maximum advantage of the amount.
Here’s is another example; you are a single father with a single child. The retirement amount which you get is $2,000 and the maximum amount of the family is $3,000. His wife and the single child will get the remaining amount of $1,000. And this amount will be equally split into $500. And in case if his wife is not alive, then the single child will get the balance total amount.
Disabled Adult Child’s SSDI Benefit
There are social security benefits for the children also those who are disabled. All you have to do is apply to the administration department of social security. The department has some fact sheets and processes in which you will have to submit the application in a proper manner. And this will comprise of signing up, submitting the needed documents, and answering certain pivotal questions related to the child and their disability.
The advantage the disabled child would get will not continue if the child is recovering from the disability. The administration department of social security will give the benefit when the child is going through the treatment for the disability. But when the child has fully recovered and is no more disabled the advantage will stop when the child reaches the age of 16 years.
But one fact is absolutely clear and that is that when the child is going through the treatment, the disability advantage will continue no matter what the age of the child is. It will be given to the guardian of the child. Plus, you as a guardian should connect with the administration department of social security in time.
Maximum Family Amount Social Security Benefits
A maximum family amount advantage can be sought by the disabled person after following some criteria. It may differ according to some cases. The amount will be ranging from 150% up to 180% that the disabled person would get.
Social security administration has set up some rules which help in the calculation of the maximum family amount.
On the basis of the disabled person’s family members’ monthly average earning the maximum family amount which is the highest is 85%. You can get that from the administration department of social security.
The insurance amount of the disabled family member will be less than the maximum advantage of the family. But one thing to note is that it cannot go beyond 150% of the disabled members of the family. It will be the shortened one of the 85% of the disabled members of the family. Else the main insurance amount of the disabled members of the family will be 150%.
If I Die Will My Child Continue To Receive Dependent Benefits?
Yes, this is possible and it is called a survivorship benefit. Whenever you will die, your child is entitled to get the dependent i.e. survivorship benefit. These benefits are for you if you have natural children, stepchildren, or adopted children. But there is also an eligibility criterion for the same after you die or a parent dies.
Social security for disabled Unmarried Child
If a child is not married then he or she is most likely to get the benefit and it is one of the most pivotal criteria. If the parents die then it is their duty to support the child when they are not married. And once the child gets married means the child is able to support the family and its expenses.
Social security for disabled Child Below 18 Years
If a parent is disabled then their children would get up to 50% of the benefit. And in case if the disabled parent dies the benefit will go up to 75%. And this benefit will be continued till the time the child reaches the age of 18 years i.e. last month of the 18th birthday.
Social security for disabled child over 18 Years
If the adult child is 18 years or above 18 then the child can get the social security advantages or the survivorship benefit in the 2 criteria mentioned below –
- Your child is under 19 years and is a student in school studying in the secondary stage. So, the pivotal thing to prove here with the documents is that the child is still studying and needs help in finances i.e. the support.
- Next is that the child is disabled till the age of 22 years. So, here there is no binding of time upon the child. The child will get a benefit for life long. And the amount of the benefit will remain the same as that of the child who is below 18 years old i.e. up to 75% of the deceased parents’ SSDI advantage.
Social security for disabled Grandchildren
If you are the grandchild, then you also get entitled to get the social security advantages after your grandparents have died. Here are some of the requirements for the same –
- After the death of your biological parents, you have no financial help as a contribution
- You were living with your grandparent prior to reaching the age of 18. And your grandparent helped you for the last 12 months financially after which your grandparents died.
- Infants are also entitled for the similar benefit and its just that they live with their grandparents and they have supported half of the infants’ expenses.
Now, according to the social security disability insurance advantages of the grandparents, the grand children are entitled to the advantage of around 75% as they are related to their grand parents. But one criterion is that the advantage will continue till the end month of the 18th birthday of the grandchild. However, if the grandparents have adopted the grand children then such need can be fulfilled.
Government Grants for disabled are always to help them, The advantages which the children get from social security are very pivotal. It helps the children and their life and future and leads them in the correct direction. If the parents are disabled then they are likely to get the benefit from social security. And when they die the children are likely to get the benefit which may differ as per the rules laid down by the administrative department of social security. This advantage which the child would get will help them to complete their education and become a humble human being. After which you can even start your own small business.